NR 443 DeVry Week 7 Discussion Latest

The Affordable Care Act (graded)

The Affordable Care Act is a controversial topic, and I’m sure there are many different viewpoints represented in our class. For this discussion, let’s start by focus on understanding the basics of the Healthcare Marketplace so that we can provide accurate information for our patients and communities. Please explore the healthcare marketplace website at Choose the “get answers” tab towards the top of the page.

• Review several of the topics under this tab and share two things that you learned about how the marketplace works.
• How does this information apply to those in your community?
• As a healthcare provider, has this raised any ethical questions or concerns for you?

ADDITIONAL INFORMATION 

The Affordable Care Act

Introduction

The Affordable Care Act (ACA) is a law that requires all Americans to have health insurance. It’s also the first major health reform in 40 years and has been controversial from the start. That said, it has had some good effects as well as some bad ones—but now most people are aware of its existence and know what they need to do if they want to get covered under this important legislation.

What Is the Affordable Care Act?

The Affordable Care Act (ACA) is a law passed by Congress and signed into law by President Obama that has been in effect since 2010. The ACA is designed to make health care more affordable, accessible, and efficient for all Americans—not just those who have access to employer-sponsored insurance or government programs like Medicare or Medicaid.

The ACA aims to:

• Make health insurance more affordable by expanding coverage through state exchanges, which are marketplaces where people can compare plans offered by private insurers; provide tax credits for individuals who cannot afford the full cost of their premiums; increase required benefits like maternity coverage; and prohibit insurers from charging higher premiums based on pre-existing conditions.

• Increase access through expansion of Medicaid eligibility—a program that helps provide health care services for low-income Americans—and grants states additional funding from federal dollars if they choose not to expand Medicaid eligibility under the law (though most states eventually did).

How Do I Get Health Insurance Under the Affordable Care Act?

You can get health insurance through your employer, or you can buy it on your own. If you’re not covered by an employer plan, there are several ways to get coverage:

• States may have state-run Health Insurance Exchanges that provide assistance for low- and moderate-income individuals who don’t have access to affordable options in the private market. In some states, this requires subsidies from federal tax credits.

• Federal Marketplace exchanges will help people find qualified plans from private insurers that offer low premiums—and they’ll also help them pay their monthly premiums (if needed). These plans must meet certain standards set by the Affordable Care Act; if they do not meet these standards then they cannot be sold on the exchange.

How Does the Affordable Care Act Affect Me?

The Affordable Care Act is a law that requires you to have health insurance. It provides subsidies for people who can’t afford health insurance, and it requires you to get health insurance.

The Affordable Care Act also provides coverage for pre-existing conditions, which means that if you had a condition before getting your insurance card in 2016 (or later), you can stay on your plan even after getting sick again. This means that if someone gets sick and needs treatment but their insurer doesn’t accept them as healthy enough to stay on the plan, they’ll just pay the higher price instead of paying less by cancelling their coverage entirely—and then having no other options when they need care again soon!

The Affordable Care Act, often called Obamacare, provides affordable health insurance for many Americans.

The Affordable Care Act, often called Obamacare, provides affordable health insurance for many Americans. It also reduces costs for many people who don’t have insurance and helps them get the care they need.

The ACA does more than just provide coverage—it also works to improve the overall quality of care by requiring all health plans to cover certain preventative services and limiting how much insurers can spend on premiums (which means lower overall costs). And it allows young people to stay on their parents’ health insurance until they are 26 years old!

Conclusion

The Affordable Care Act, often called Obamacare, provides affordable health insurance for many Americans. It has been a big step toward making health care more accessible and affordable for everyone. But there are still some problems with the system that need to be fixed before people can completely trust it: like high prices and limited options in some areas where there was previously no coverage at all. So while we may not be able to just drop everything and get on board with this new system overnight (or even next year), we should still keep our eyes peeled on what’s going on in Washington so that when things do change around here (and they will) then we’ll already be prepared for them!