NUR 508 GRAND CANYON WEEK 3 ASSIGNMENT NUR 508 GRAND CANYON WEEK 3 ASSIGNMENT ? NUR 508 Grand Canyon Week 3 Discussion 1 Debate the various social factors associated with the situation of the ?underinsured.? Respond to two other classmates answers with solid reasoning and support your opinions with appropriate reference citations. ? NUR 508 Grand Canyon Week 3 Discussion 2 Review the Agency for Healthcare Research and Quality (AHRQ) report ?Priority Populations?: http://www.ahrq.gov/health-care-information/priority-populations/index.html Select one of the ?priority populations? and explain the disparities this population faces. What strategies have been implemented to combat these disparities on the local and national levels? Have they been successful? Include reference citations where appropriate. CLICK HERE TO ORDER YOUR NUR 508 GRAND CANYON WEEK 3 ASSIGNMENT NUR 508 Grand Canyon Week 3 Assignment CLC Health Issue Analysis: Part 1 Details: This is a CLC assignment. In your Collaborative Learning Community, write a paper of 750-1,000 words that describes the history of the identified health issue. Include the following: 1- Influences such as determinants of health and socioeconomic status 2- Past and present initiatives to address the issue 3- Outcome indicators that have been developed and utilized to measure progress on the issue 4- The current status of the issue based on measured outcomes Refer to ?CLC Health Issue Analysis Overview.? Prepare this assignment according to the APA guidelines found in the APA Style Guide, located in the Student Success Center. An abstract and conclusion are not required. This assignment uses a grading rubric. Instructors will be using the rubric to grade the assignment; therefore, students should review the rubric prior to beginning the assignment to become familiar with the assignment criteria and expectations for successful completion of the assignment. You are required to submit this assignment to Turnitin. Refer to the directions in the Student Success Center. NUR 508 ?CLC Health Issue Analysis: Part 2 Details: This is a CLC assignment. In your Collaborative Learning Community, write a paper of 500-1,000 words that describes the national and international implications of the selected health issue. Include the following: 1- Scope and depth of the problem 2- Countries that are faring better or worse than others 3- How the United States ranks on this issue in relation to other countries 4- Efforts of the World Health Organization and other agencies on this issue 5- Existing disparities (include race, age, and gender, as appropriate) in relation to the issue ? describe the populations that have emerged as being disadvantaged and why. Refer to ?CLC Health Issue Analysis Overview.? This assignment uses a grading rubric that can be viewed at the assignments drop box. Instructors will be using the rubric to grade the assignment; therefore, students should review the rubric prior to beginning the assignment to become familiar with the assignment criteria and expectations for successful completion of the assignment. Prepare this assignment according to the APA guidelines found in the APA Style Guide, located in the Student Success Center. An abstract, introduction, and conclusion are not required. You are required to submit this assignment to Turnitin. Refer to the directions in the Student Success Center.

ADDITIONAL INFORMATION;

Introduction

Health insurance has become an increasingly important consideration for many people and families. Medical costs are rising, which makes it even more crucial to have insurance to ease the financial burden on patients. This may seem self-evident, but there are a number of surprising statistics behind this statement. There’s no question that having health insurance is beneficial, but it may be helpful to know some specifics about what those benefits are. A study published in the New England Journal of Medicine followed 2,220 adults over several years. Families pay significantly more out of pocket when they aren’t covered by health insurance than they would if they had insurance. In 2016, the average underinsured family spent $759 on out of pocket expenses for doctor visits and hospital stays.”

Health insurance is an increasingly important consideration for many people and families.

Health insurance is an increasingly important consideration for many people and families. According to the Kaiser Family Foundation, about half of all Americans have health coverage through their employer or other sources, but that leaves nearly 50 million people lacking health insurance. Many more uninsured people are underinsured—they pay high deductibles, copayments and coinsurance rates that can make it difficult to afford treatment when they need it most.

This situation is especially acute among low-income families who are struggling financially and may find themselves unable to afford medical care even if they do receive financial assistance from government programs such as Medicaid or Medicare (the federal government’s plan for seniors). For example, one study found that half of uninsured children living in poverty had no access at all during childhood due to their parents’ lack of resources; another found almost 70% had gone without needed treatment because they couldn’t afford it themselves.*

The Affordable Care Act (ACA) has helped improve access by allowing states greater flexibility over how they implement this provision through block grants given them by Congress each year.* However there still remains significant variation across states when it comes down not only what kinds benefits are available but also how much money those plans cost which makes choosing between them an arduous task indeed!

Medical costs are rising, which makes it even more crucial to have insurance to ease the financial burden on patients.

The rising cost of medical care is a major issue for many Americans. According to the Centers for Disease Control and Prevention (CDC), out-of-pocket expenses have risen by 19% since 2001. Furthermore, health insurance can help you avoid these costs. If you don’t have health insurance and get sick or injured while covered by an employer’s plan, then you will be responsible for any unpaid medical bills up front before receiving coverage through your own policy later on. This can put severe financial pressure on patients’ budgets at a time when they need all the help they can get during recovery from surgery or illness; it also increases the likelihood that some people will forego needed treatment due to financial hardship associated with paying upfront costs themselves rather than waiting until later when their insurer pays off those same amounts over time (which may not happen).

Health insurance provides access not only to primary care but also specialty care if needed and often at lower premiums than what people pay without coverage.”

This may seem self-evident, but there are a number of surprising statistics behind this statement.

In a survey conducted by the Kaiser Family Foundation, it was found that 42 percent of Americans do not have health insurance. This number is surprising, considering how important health insurance can be to our well-being and financial security.

Many people simply don’t realize how much money they could save if they were able to obtain or maintain affordable health coverage. For example: A person without health insurance might be hospitalized multiple times over their lifetime due to an illness or accident; without this protection against high costs incurred by medical services, these individuals would end up paying more than $100k in out-of-pocket expenses (including hospital bills). On top of that, many uninsured individuals also face significant financial burden caused by other issues such as loss of income due to treatment or illness; these individuals are more likely than those with private insurance coverage–and almost three times more likely than those covered through Medicaid–to report having trouble paying bills at least once every two months due their inability/unwillingness/unability pay them off within 30 days after being notified about unpaid balances owed.(1)

There’s no question that having health insurance is beneficial, but it may be helpful to know some specifics about what those benefits are.

In addition to being a necessity, health insurance can help you save money on medical bills. Health insurance will cover the cost of your doctor’s visits and prescriptions; it may also cover some tests or procedures. If you don’t have health insurance, then it’s up to you to pay for these expenses out of pocket if they’re not covered by other forms of coverage and this could mean months-long waiting periods before being able to see a specialist or get treatment for an illness.

If someone has dental care needs but does not have dental coverage through their employer or another source such as Medicare Part D (which covers prescription medications), then they’ll need to find another way around paying those costs themselves until their next paycheck comes in again! But even though this might seem like an inconvenience at first glance…it doesn’t have any real negative impact on anyone else since these people had nothing wrong with them physically anyway (they just needed some extra cash). So why should we penalize ourselves when there aren’t any consequences?

A study published in the New England Journal of Medicine followed 2,220 adults over several years.

In a study published in the New England Journal of Medicine, researchers followed 2,220 adults over several years. They found that uninsured individuals were more likely to be diagnosed with diabetes and hypertension than those who had insurance. The uninsured also had higher rates of cancer diagnosis and death from pneumonia or influenza than their insured counterparts.

While these findings are troubling, they do not prove causation—it’s possible that being uninsured causes these diseases or it’s just coincidence that the uninsured have more serious health problems than people without coverage (or perhaps even if someone has insurance but chooses not to use it). But there is evidence that suggests at least part of this story: The U.S.’s growing inequality gap between rich and poor has contributed to rising rates of chronic disease across society as well as increasing disparities between rich versus poor populations across different states within our country; this means there may be some truth behind what we’re seeing here on average when it comes down specifically

Families pay significantly more out of pocket when they aren’t covered by health insurance than they would if they had insurance.

Families pay significantly more out of pocket when they aren’t covered by health insurance than they would if they had insurance. This can be due to the fact that underinsured families do not have any coverage and must pay for all medical expenses themselves, or because their insurance plan does not cover all medical services.

In addition to cost, there are other factors related to lack of health insurance that require families to shoulder a financial burden:

• Lack of access to care – If you don’t have coverage, you may find yourself unable to see a doctor when needed. This can lead to serious complications such as chronic diseases becoming worse or even death if left untreated for too long; this could also cause financial strain on your family if someone dies due directly because there was no way in which they could receive proper treatment beforehand (because they didn’t have any money).

In 2016, the average underinsured family spent $759 on out of pocket expenses for doctor visits and hospital stays.

• The average cost of health insurance in the United States is $6,957 per year.

• The average cost of out-of-pocket expenses for doctor visits and hospital stays is $759 per year.

• Depending on your income level, you may have to pay more than this amount when you get sick or injured.

Yet another reason why it’s important to have health insurance is that not having it can impact your credit score.

The impact of health insurance is not just limited to individuals who have it. When you’re uninsured, it can affect your credit score as well.

• Having a high amount of debt on your credit report can lower your score. If you don’t have any recent activity or payments to show that you are currently making monthly payments on all accounts, then this will negatively affect your score.

• Having too many credit accounts may also cause problems for those who don’t pay their bills on time or at all because these types of factors will be reported by the lenders and creditors in addition to being included in their own internal systems for determining how likely someone might be able to handle additional obligations down the road (and thus how likely they’d be willing/able to pay off their existing balances). As such:

Health insurance has a positive effect on your wallet, credit score and overall well-being

When you purchase health insurance, it can protect you financially. Health insurance helps cover the costs of medical care and hospitalization in case of an emergency. It also reduces the risk of bankruptcy by paying for lost wages if your employer doesn’t provide coverage or if you’re unable to pay for doctors’ visits through other means.

The benefits of having health insurance go beyond these financial considerations: Your credit score will improve if you have comprehensive coverage, as well as better access to care when it’s needed most during a major illness or injury that requires hospitalization or surgery and less chance of going bankrupt due to unexpected medical bills (which can happen even if one has good credit).

Conclusion

We hope that this brief overview of the health insurance situation has given you a better understanding of what it means to be “underinsured” and how much families have to spend out of pocket when they don’t have insurance. We also hope that the previous statistics have given you an idea of just how high medical costs are these days, and why it’s important not only for yourself but also everyone else around you to have insurance coverage.