GCU HCA515 Analysis of Contemporary Health Care Delivery Models Assignments Week 4 Assignment  

Health Care Financing

The purpose of this assignment is to evaluate the framework and various dimensions of access to care, including delivery, and quality among the health care models.

Choose two models from the Topic 3 assignment that you feel are most effective in providing quality care. In a 1,250-1,500 word paper, answer the following questions:

How is quality monitored?

What are the qualifications for each of the plans?

How do these plans reimburse health care providers?

How much are prevention and wellness emphasized?

What are the primary drivers of health care financing?

Explain what component you feel requires the most reform in order to finance a health care system that covers all, or most, people. Justify your rationale.

Support your writing with three to five scholarly peer-reviewed resources.

Prepare this assignment according to the guidelines found in the APA Style Guide, located in the Student Success Center. An abstract is not required.

This assignment uses a rubric. Please review the rubric prior to beginning the assignment to become familiar with the expectations for successful completion.

You are required to submit this assignment to LopesWrite. Refer to the LopesWrite Technical Support articles for assistance.

 

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Health Care Financing

Introduction

Health care is a personal responsibility issue. It’s important to understand the current health care financing system and how it affects your family’s ability to get the health care they need.

Most Americans get their health care through the private sector.

You might think that getting health care is a government responsibility, but it’s actually a private sector one. Most Americans get their health care through the private sector. That means hospitals, doctors and insurance companies are all involved in providing health care to Americans. The private sector is more efficient than government because it has fewer rules and regulations than government does; this makes it easier for businesspeople to make money while providing quality services at reasonable prices (or cheaper ones if they don’t have to pay taxes).

The main reason why most Americans prefer getting their medical treatment from someone other than the government is because they feel better about having an American company run things rather than an international one—and not just because you can’t always trust people outside of your own country when it comes down to choosing where your money should go!

Nearly 30 million people remain uninsured.

The United States has one of the highest rates of uninsured people in the developed world, at an estimated 27 million. This is a problem for both individuals and society as a whole: People who lack health insurance are less likely to receive preventive care, which leads to more expensive treatment later on. Additionally, it’s been shown that those who have insurance but don’t use it tend to be older or have lower incomes than those who do not have any type of coverage at all.

However, there are ways to improve this situation without requiring everyone to get comprehensive medical care every time they need something done! For example: If you’re single with no kids (or kids under 18), then your employer may offer you access to their health plan because they know how important it is for them too!

Costs of the current system are high and growing fast.

For years, health care costs have been rising faster than inflation and wages. In fact, they’ve been growing faster than the U.S. economy itself, which is why we’ve seen such a rapid rise in the national debt and deficits over the last decade (for more on this topic see [this article](https://www.nytimes.com/2019/06/14/business/economy/costs-of-health-care-are-rising-faster-than-theres).

Health care costs are difficult to control.

Health care costs are difficult to control.

The cost of health care is rising faster than inflation and the economy, which means that you’re going to have to pay more for it in the future. Health care costs are rising faster than wages, too, which means your wages will be lower as a result of this increase in prices over time. And finally, government revenues are also becoming less stable because they rely heavily on taxes from corporations that pay little or no taxes themselves—meaning that if our tax rates go up due to population growth (which they will), then so does our deficit!

Several problems exist in our current health care financing system.

• Costs are high and growing fast. The U.S. health care system is widely considered to be the most expensive in the world, with annual costs per person exceeding $10,000 a year—and that doesn’t include indirect costs from lost productivity due to illness or injury.

• It’s hard to control spending on a complex system like this one: it often seems like there are no effective mechanisms for preventing waste or fraud within the system itself, let alone by those outside it who might try to game it (whether they’re insurance companies seeking profits at any cost or patients looking for loopholes).

• Nearly 30 million people remain uninsured despite recent efforts by President Obama to expand coverage under his signature healthcare law known as Obamacare; more than half of those individuals are Latinos/Hispanics.* Many uninsured Americans either have high deductibles (which means they pay only part of their own medical expenses) or no health plan at all.* Private sector is primary source of financing

Conclusion

The current health care financing system is a financial disaster waiting to happen. The costs are too high, the ability to control them is very limited and most people have little or no choice in their health care coverage. We need major changes that will make coverage more affordable, more efficient and improve quality of care for all Americans.